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1003 / Uniform Residential Loan Application
This is the complete application to get a loan.
Upon completion of this form all that should remain is to
review your credit, choose a program, and sign the application.


   BORROWER GENERAL (Hit "Tab" to move from box to box)
Borrower Name:
MI
CoBorrower Name: MI
Email:
Daytime Phone (Include area, #'s only)
Date of Birth
Home Phone (Include area, #'s only)
Current Address
(Zip Code Only)
Yrs there:
Mo's  Rent or Mortgage /mo
Marital Status
# of dependents
Age(s)
Years in school
   SUBJECT PROPERTY             TBD (Preapproval)
Street Address
(Zip Code Only)
Type of Residence
Year Built
Property will be:

      IF REFINANCING (Ignore if Purchase)
Value of Property:
(numbers only)
Year Acquired:   Price Paid:
Purpose of Refinance:
Iimprovements  Made To Be Made

      IF PURCHASING (Ignore if Refinance)
Purchase Price :
(numbers only)
Offer Accepted? :   Date of closing if in escrow:

   BORROWER EMPLOYMENT
Employer Name
Self Employed
Position/Title
Main Phone
  Years there:
  Yrs in line of work:

Note: Your income will be calculated for you based on paystubs and/or taxes. If using EZ doc (700+ Fico only), Stated Income (Self-employed only), or No-doc (higher rate), please note below.

   ASSETS - Include Checking, Savings, Credit Union, etc.
1. Company
Avg Balance
2. Company
Avg Balance
3. Company
Avg Balance
Equities
Avg Balance
Car 1
(yr/make/model) Value
Car 2
(yr/make/model) Value
Retirement Balance Type
Any other assets of note? Value
May include Real Estate, Collectables, Ownership in private companies, Life Insurance, Businesses owned, heavy equipment, boats, etc.

Note that your liabilities will come from your credit report.

   DECLARATIONS Borr Co-Br
Any outstanding judgements against you?
Been declared bankrupt in the last 7 years?
Any foreclosures or deed-in-lieu in last 7 years?
Party to any lawsuits?
Have you been obligated on any loan resulted in foreclosure, transfer of title in lieu thereof, or judgement?
Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation bond, or loan guarantee?
Is any part of the down payment borrowed?
Are you a co-maker, endorser on a note (e.g. co-signor)
Are you a U.S. Citizen?
Are you a Permanent Resident Alien?
Do you intend to occupy the property as your Primary Residence?
Have you had an ownership interest in a property in the last 3 years?
What type of property did you own?
How did you hold title?

Comments (any other assets or liabilities, any notes for us)


That's it!
If you haven't already done so, the next step is to
review your credit report - click here

 

  • Debt Consolidation
  • Home Improvement
  • Cash Out
  • Construction Loans
  • Bad Credit Mortgages
  • New Purchases
  • Refinance
  • Second Mortgage

All information collected is treated as strictly confidential and will only be used for the purposes of a loan application.

 

Need a Calculator?




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Note: Tempting as it may be, do not round up or fudge any income- as underwriting will definitely verify all numbers.

 

We save the typical homeowner $200 to $400 per month.

 

Note: Show as much assets as possible- it gives us more negotiating power to get you a better deal! If an exception has to be made, the first question is often about a borrower's "reserves", or how many month's savings they have.

Lower Form Capture

 

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